March 13, 2025

Do You Need to Incorporate Yet?

From Idea to Incorporation

Growing fast? Don’t let compliance fall behind. As your team expands and revenue increases, your back office gets more complex. This guide shows you how to stay on top of legal filings, taxes, permissions, and document workflows—so scale doesn’t come with admin chaos or regulatory risks.

Dona Mara

Founder & CEO, Lume Studios, Inc.

Dona Mara

Founder & CEO, Lume Studios, Inc.

Dona Mara

Founder & CEO, Lume Studios, Inc.

Colorful Smoke
Colorful Smoke

Introduction

You’ve got the idea, maybe even a logo or a few customers. But do you need to incorporate right now? Not necessarily. Incorporation is a powerful tool—but it comes with paperwork, fees, and responsibilities. If you’re not quite ready, that’s okay. This guide helps you decide when it’s time to make things official, and how to do it the right way when you are.

Step 1: Understand What Incorporation Does for You

Incorporation creates a legal entity that’s separate from you personally. That means:

  • Liability protection: Your personal assets are shielded from business debts or lawsuits.

  • Tax treatment: You’ll have different tax obligations, and possibly benefits, depending on the entity type.

  • Credibility and funding access: Investors, partners, and banks often require formal business structures.

If you’re testing an idea or freelancing solo, you might not need this just yet. But if you’re taking payments, hiring help, or seeking funding—it’s time to incorporate.

Step 2: Consider Common Triggers for Incorporation

Here are a few signs that it’s time to formalize:

  • You’re making regular revenue

  • You’re working with a co-founder

  • You want to protect your personal assets

  • You’re hiring employees or contractors

  • You plan to raise venture capital

Still not sure? A solo consultant with minimal risk might wait. But a SaaS founder building fast should move early.

Step 3: Choose the Right Structure

If you’re ready to incorporate, pick the structure that fits your goals:

  • LLC: Flexible and easy to manage. Great for small teams or bootstrapped startups.

  • C-Corp: Preferred for VC-backed startups, offering share structures and stock options.

  • S-Corp: Useful for certain tax efficiencies if you meet eligibility requirements.

Early-stage founders often choose Delaware C-Corps for scalability and investor appeal.

Step 4: Incorporate the Smart Way

You can incorporate through:

  • DIY via your Secretary of State’s website

  • Legal platforms like Clerky or Stripe Atlas

  • A startup lawyer for more customized advice

Whichever path you choose, you’ll file formation documents (like Articles of Incorporation), pay a filing fee, and create corporate bylaws or an operating agreement.

Step 5: Don’t Forget the Follow-Through

Incorporation is just the beginning. After you file, you’ll need to:

  • Get an EIN from the IRS

  • Open a business bank account

  • Register for taxes

  • Set up cap table tracking if raising funds

  • Track compliance (annual filings, franchise tax, etc.)

Tools like CartaGust, or Firstbase can help automate and maintain your post-incorporation setup.

Conclusion

Not every founder needs to incorporate on day one—but if you're serious about growth, protecting yourself, or attracting capital, it’s probably time. Think of incorporation not as a burden, but as a launchpad. When you do it with intention and the right systems, you set your company up for smoother growth and stronger credibility from the start.